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Project Finance

Project finance is the funding (financing) of long-term infrastructure, industrial projects, the debt and equity used to finance the project are paid back from the cash flow generated by the project.

The project finance for a greenfield manufacturing company, expansion, technological up-gradation for the existing manufacturing unit, wherein entrepreneurs needs fresh capital.

The bank finance term loan. The term loan comes at a high cost, to make it cost-effective; the solution is to borrow term finance in FCTL or Make in India Schemes that can offer funds in the range of 5% to 7%.

Working Capital Finance

The working capital is the need of the hour for business. When you purchase raw material on credit, you lose the bargaining power and buy the goods at a higher cost. When you sell goods to the corporate, they ask for 30 to 120 days credit unless you have sufficient working capital running business becomes difficult.

At SHCS, we help you negotiate the best possible deal for your working capital needs.

Mortgage Finance

In case if your company has over-utilized its working capital limits and in need of quick funds, mortgage finance works it offers flexible repayment of 15 to 20 years also en-cash 80% of the value, low cost, no margin, no stock statement required, no hypothecation on stock & book debt and less paperwork.

The mortgages work as you can opt for multiple banking without disturbing your present banking arrangement.

Unsecured Business Loan

In case if your company has over-utilized its working capital limits and in need of quick funds, we can arrange unsecured term lending up to 10 cr

The business loan doesn't require collateral, no stock statement needed, and no hypothecation on stock and book debt. All though you pay a little higher cost, we can arrange up to 10 Cr

Invoice Discounting (Domestic/Export)

It is a trade-related activity in which a company’s unpaid invoices which are due to be paid at a future date are sold to a financier (a bank or another financial institution).

In bill discounting, the business trades the company's unpaid invoices to gain access to short-term financial assistance and maintain the working capital.

Export bill discounting is an international trade term and practice. Export bill discounting is designed to allow businesses faster payment for the goods they have shipped to the buyer. Export bill discounting occurs when a business contracts with a buyer for their goods on credit.

Inventory Finance

The manufacturing and trading companies import large quantities of raw material for processing finished goods. In the process, they block their working capital limits.

The inventory finance by a third-party vendor could do the same and also offer 90 days credit. We are associated with Tata Group for the same we have hands-on experience of executing.

Private Finance

The private finance option at the moment we will offer only in Mumbai, Bangalore, and Chennai. The financier will visit your office will hold a personal discussion with entrepreneur, if the business plan attracts the private financer he will take a call across the table, and the funds will be disbursed in 7 working days. The companies having 25 cr turnover will be eligible for applying the loan, maximum amount will be 100 Cr.

Venture Capital

A good quality business plan is the first pre requisite for an entrepreneur to evoke interest of financial investors. The investors are going through a large number of business plans all the time and therefore it is critical that your investment plan is clear and also sharply brings out the value proposition to the investors.

The key things that a Business plan should include are:

  1. What is the product/ service
  2. Who are the customers and the nature & size of the market?
  3. What is the USP/ IP and competitive advantage
  4. Where are the funds need for
  5. What are the deliverable and goals that the company has set for itself
  6. The founder and the executive team which can deliver the promised business plan
  7. A credible & realistic execution plan

The above aspects have to be presented in

  1. Presentation which captures the founders’ narrative lucidly.
  2. Detailed business plan with details of all the above aspects and a meticulously built financial model.

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